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Cheapest Auto Insurance

Cheapest Auto Insurance

2615 N. MacArthur Blvd.

Oklahoma City, OK 73127




This is our FAQ/Blog page about how to save money on car insurance, other auto topics, and informative articles about Oklahoma City and Oklahoma.

By cheapestaut6836694, Mar 29 2019 04:10PM

Cheap Car Insurance For An “At-Fault” State In The City Of Moore Oklahoma

Cheap Car Insurance For An “At-Fault” State In The City Of Moore Oklahoma

Do you live in the city of Moore, Ok or plan to move to the Oklahoma City area soon? In order to get the appropriate amount of car insurance at the best prices there are a few things to consider that your car insurance broker can help you with. Your car insurance broker is your trusted advisor for all things related to car accidents and claims. They can work with your individual circumstances to get you the cheapest rates.

The state of Oklahoma has an “at-fault” policy for car insurance. This means that if one party is determined to be the cause of the accident, their insurance will pay for all the damages. This is opposed to a “no-fault” state where each party’s insurance pays for their own damages, regardless of who is at fault for the accident.

Why Is Oklahoma An “At-Fault” State?

There are both benefits and drawbacks to having an “at-fault” policy for drivers. The first benefit is that is punishes reckless driving and helps lower accident rates by making drivers more mindful while on the road. The second benefit, for safe drivers, is that their insurance premiums are not at risk of going up due to someone’s else’s careless driving. Insurance companies can offer safe driving discounts since there is always a determination over who caused an accident for each incidence. The biggest con to an “at-fault” state is that the process of determining who is at fault for the accident can take time and cause settlement delays. There can also be legal issues if you are in an accident caused by a person without insurance or without enough insurance to cover damages.

What Should You Do If You Are In An Accident In Moore, Oklahoma

In the event of an accident, all parties must exchange contact and insurance information and report the accident to local authorities. It is also a good idea to contact your insurance company right away as well. Take note of weather and driving conditions, collect contact information of any witnesses to the accident and do not make any statements of guilt before talking to a lawyer or your car insurance agent. It is very important that you hold the state minimum liability auto coverage that includes $25,000 bodily injury liability per person up to $50,000 per accident and $35,000 in property damage.

Give us a Call for a quote @ 405-948-0683!

By cheapestaut6836694, Nov 21 2017 09:02AM

Oh, Oklahoma! From rugged landscapes to scenic drives, Oklahoma is bursting with splendid natural creations every visitor must visit. These breathtaking beauties are scattered all over the state waiting for travellers to be amazed with its own splendors. And if you’re up for a more scenic and satisfying Oklahoma trip, you’ll never go wrong with our list of refreshing natural treats.

Wichita Mountains Wildlife Refuge

Having a very extensive area of pristine lakes and marvelous rock formations, no wonder Wichita Mountains Wildlife Refuge is a popular pick, not just for the humans, but also for the animals. Sheltering a crowd of fascinating creatures like prairie dogs, bobcats, longhorn cattle, bison herds and more, the 59,00 acres of beauty is definitively a gem to marvel at.

Turner Falls Park

Energizing waterfalls at 77 foot high, captivating caves, charming campsites— the Turner Falls Park features everything you need for a quick and fulfilling weekend getaway. The park has been a notable spot for locals wanting a nice dip, as well as an exhilarating hike along the mountains.

Chickasaw National Recreation Area

Another national park that shouldn’t be miss during your Oklahoma visit is the Chickasaw National Recreation Park. The place is filled with charms like springs, lush forests, wildlife and a lot more. Whether you are an adventurous backpacker or a laid-back wanderer, there’s something for you in this magnificent work of nature that is often called as the ‘Peaceful Valley of Rippling Waters’.

Bathtub Rocks of the Ozarks

Feed your soul with its serene beauty and massage your body with its calming waters, the Bathtub Rocks of the Ozarks seems to be an unspoiled getaway of the locals. This isn’t a very popular destination among the tourists, but once you lay your eyes in the place and experience its invigorating pools, you will completely lose yourself in utter relaxation that will make you visit the place often.

Talimena National Scenic Byway

A quick and scenic tranquillity from the hustle and bustle of city life, the Talimena National Scenic Byway truly live up to its name. This picturesque path has become one of the most visited roads during fall, where the changing of colors is breathtakingly magical. So, if you are looking for a captivating road trip with touches of nature, this one will hit you right in the feels.

Beavers Bend Resort Park

Beavers Bend Resort Park is all-in-one charm that gives you the luxury of nature madness— towering pine tress, clear waters, and green surroundings. The area is a must-visit destination for families. Offering comfortable lodging, as well as several recreational activities like hiking, fishing, boating, camping and more, for sure you and your kids will enjoy this once in a lifetime nature retreat.

Gloss Mountain State Park

For those with a heart for exhilarating adventure, Gloss Mountain State Park welcomes you with open arms. Featuring lofty terrains and panoramic views perfect for outdoor pursuits like hiking and climbing, the park remains to be a famous destination for nature lovers.

By cheapestaut6836694, Oct 24 2017 09:13AM

Whether it’s your first time having a car or first time driving your family’s most treasured vehicle, it’s very important to know the ins and outs of the insurance industry. Don’t act naïve because that’s when opportunists take advantage of your innocence. Learn the basics and essential ideas before getting an auto insurance.

State’s Auto Insurance Minimums

First and foremost, every state has different auto insurance minimums, by which you should follow religiously, or else you’ll face some disappointing consequences. The insurance rates largely differ in different places, but could also vary in different companies in the same state. Accordingly, it’s not always true to have the minimal auto insurance because the coverage might not meet your own standards. With that, you should gather different insurance quotes from different companies, and find the best that will give you the best benefit at a cheaper cost.

The Coverage You Actually Need

As every state requires different auto insurance minimums, every person has also different takes when it comes to having a car insurance. If you think you can save lots of money by getting only the bare minimum or acquire the biggest benefit by getting the maximum, better think twice as these two are not really financially smart ideas. Why? You should be practical in knowing the coverage that you actually need, and some of the questions that you must answer beforehand are: Where do you drive? Do you drive that often or seldom only? Do you still lease your car? Do you allow other family members drive your car? Once you answer these questions, you can distinguish how much coverage you will really need.

Kinds of Insurance Coverage

There are different kinds of insurance coverage that seem to be the same, but in fact they’re not. So, it’s advisable to know what each coverage means and what they cover for you to maximize the cost and benefit of your insurance. The main type of coverage is the liability coverage that refers to the protection of bodily injuries or auto damages to third parties. This coverage is the one required by your state, by which every driver must follow.

There’s also the collision insurance, an optional coverage that pays the cost for repairs and replacement of damages caused by accident that includes another vehicle, or even trees or guardrail. Other companies also offer comprehensive coverage, sometimes called as ‘other than collision’ coverage. This coverage pays for damages caused by natural disasters like flood, earthquake, fire and losses other than caused by vehicular accidents.

Company Reputation and more

Get the most of out of your auto insurance from a reputable company. It will be difficult to choose easily considering the tight competition in the market, but there are important features that will help you select the right one. The company’s track record, is by far, one of the most significant aspects to consider. Even if they give you the cheapest rates, but their customer service, particularly in the claims department, is a downer, the company as a whole is not good. Ask questions, questions, and questions. You might even get a discount because of your interrogation skills!

If you’re still on the hunt for a cheap yet quality insurer, head on to Cheap Auto Insurance and request for a quote that fits your standards!

By cheapestaut6836694, Oct 14 2017 04:57AM

If you’re taking a break from the hustle and bustle of city life, then a road trip to any of Oklahoma’s routes is a great way to solve your problem. The state offers a lot of fascinating road trips because of its diverse terrain. From the Little Sahara Park in the northwest, passing through the Oklahoma City in the center, then down to the Talimena Scenic Drive in the southeast, you’ll surely appreciate the beauty of Oklahoma even more! Check out some of the most spectacular road trips in Oklahoma that you should try at least once in your life.

Waterfalls Chasing

Oklahoma City takes pride, not just with its booming metropolitan, but also its natural marvels. Yes, we’re talking about nature surrounding the city. Start your waterfalls chasing from the city then take a stop to Pauls Valley, then to Chickasaw Recreational Area. After, take the route going to Medicine Park and Wichita Mountains Wild Refuge and lastly, to El Reno. All throughout the trip, you will witness five breathtaking waterfalls like Little Niagara Falls and Turner Falls.

Nature Adventure

Another great escape from the frantic urban living is by heading to a fantastic nature adventure. In Oklahoma, you will not be disappointed with the abundance of nature grandeur. Begin your road trip in Great Salt Plains State Park, then make your way to Little Sahara and Gloss Mountain. Continue your trip to Roman Nose State Park Lodge, following the route going to Red Canyon and Quartz Mountain. And if you’re up for more nature treats, explore Arbuckle Mountains and Lake Murray. This road trip will last for at least 10 hours— long but fulfilling!

Eerie Escapade

In 2 to 3 hours time, you can satisfy your hunger for some eerie escapades. The northeastern portion of Oklahoma welcomes the brave souls to take and explore some of its old, abandoned towns with interesting and haunted pasts. First stop for your ghost town adventure will be at Ralston. After, visit Blackburn then Skedee. Next in line are Ingalls and Avery. And to complete your spooky road trip, don’t forget Shamrock.

Small Towns Trip

Of course, there are countless of tiny yet adorable towns in Oklahoma that are worth the visit. This road venture will definitely be a trip of a lifetime because you will uncover the beauty and charm of Oklahoma. Small towns are considered as the heart and soul of the state, and it’s just fitting to visit at least a couple of them. You will be amazed with the changing scenery, from one town to the other. Each place exudes a unique ambiance and underlying character, which can be best experienced if you visit it personally. Get started with your small towns trip at Bernice, down to Tahlequan, passing Fort Gibson and Broken Bow. Proceed with your exploration in Toshimingo, then Sulphur and Chickasha. End your tiring but satisfying road trip at Medicine Park.

By cheapestaut6836694, Sep 15 2017 07:45AM

Although the hectic summer is gone and the cooler weather is here with us, this is not the right time to turn a blind eye on your lawn, garden or yard. The best recreation for quality living that you can cheaply and enjoyably afford this season is to spend peaceful moments caring for your yard and garden. It is not too late to begin cultivating some of your favorite flowers and vegetables.

You have probably already stowed away the gardening tools without paying a second thought to the fantastic fall gardening ideas that you can put into practice now. Whatever might be holding you back; there is still time to prepare for anything you wish to grow, whether flowers, greens and vegetables, it is not too late to start. Here are tips to help you identify the kind of tasks you can productively tackle during this period of mellowness.

Grow Container Plants

Maybe you do not have enough space for gardening, or you think that if you start now, the coming winter will wreak havoc on your plants. That is no reason to sit back, lack of space notwithstanding. If you think of container gardening, you definitely will see the sense of starting now.

The immediate advantage of growing plants in a container is the cost of hiring landscaping experts that automatically drops from your priority list. Not being able to afford landscape architects should not prevent you from planting exquisite container gardens. Some of the plants you can productively and easily grow this fall are kales, cabbages, pansies and chrysanthemums.

In many places, kale and cabbage are resistant and tough crops for the cool season because they can live through mild frosts. Likewise, you can enjoy a splurge of color from pansies and other perennial plants. Although spring is the best time for pansies, they have the stamina to brave the cold during fall.

Planting Perennials

You can have a garden of perennial up to just a few days before the frost takes over the ground. If you have them in containers, instead of changing them every season, you can take them out to the garden. One container can have a combination of plants such as purple chrysanthemum, ornamental pepper, and ornamental grass. And if you have enough light indoors, a plant like ornamental pepper can be relocated inside until the following season.

Here are other perennials you can plant.

1. The Blue Mist Shrub

2. Japanese anemones

3. Balloon flower

4. Joe Pye Weed

5. Michaelmas daisy

6. New York daisy

7. Golden rod

8. Russian Sage

9. Balloon flower

And many more I haven’t mentioned here. To add to the character of fall as a season of color, you can prepare a profusion of fall plants with a combination of gold, scarlet, deep purples and whites to give your garden the magical look.

Things to Consider for a Fall Garden

One thing you must never do is starting your garden project late. You need to establish and plant them early in the season for them to be hardy in the garden. Although most of them come into bloom late, they grow spectacularly if they have taken all season in the garden.

When you are selecting what to plant, go for late bloomers that will give you a splash of color before the frost wipes them away. And since most of the plants grow leaves during the entire summer, they can be leggy and quite tall. To ensure you get a fantastic display in fall, you can stake the plants while they are growing because they are often heavy on the top. Do the staking early in the season because once they are bent over, the task of straitening them will be impossible.

Another thing you can do is to prune them periodically to make them self-supporting and stockier. To enable them to set more buds by branching out, start shortening them when they are 6-8 inches in height. Pruning them also delays the blooming period. To give them more strength, plant the fall bloomers at the back of a hedge or border so that you can let them grow as tall as they want. They will be supported by the plants in front of them which will also disguise them until it is their turn to bloom in splash of color.

Points to Remember

If you want to plant vegetables in your fall garden, you should be able to accurately predict/know when your zone/area is first hit by the frost. Knowing this is essential because you will guess the number of days you have for the crops of the cool season to mature. They often need about 40-50 days.

To be ready for the fall gardening, you will probably have to remove or tear away some of the summer plants so that you can create room for the planting season in fall. Your straggling cucumbers, melons, tomatoes and pepper will have to go. Also remember to upgrade your soil with composed because after the summer growth, the nutrients in the soil are depleted. And lastly, you will not start a vegetable seed nursery in your house or indoors. Your best bet will be to directly sow them in the soil. You can find more information about gardening in the fall from your local expert. I hope this was helpful and now you can look forward to a rewarding time in your garden instead of lying on the couch the entire fall and winter.