By cheapestaut6836694, Nov 17 2017 07:36AM
Source: A-team Car & Van Body Repair Centre in Wolverhampton
The road can be very dangerous, and car accidents are inevitable. Dealing with road mishaps are seriously stressful, but these unlucky events can be eased up a bit by following some helpful road tips. Here are the important things to do after a car accident.
Stay Calm and Focused
Accidents are very unfortunate yet the very first thing you need to do is to stay calm and focused. Clear your thoughts and make sure everyone is safe. If the accident is minor, get to a safe place to avoid incoming traffic and shift into park, then turn off your vehicle. Don’t forget to turn on the hazard lights and make use of warning triangles, cones or flares for added advisory to other vehicles.
Ask for Help
If anyone from your passenger or a third party needs immediate medication, call the ambulance. Then, contact the police and insurance agent for direct assistance. Calling your insurer as soon as possible is very important so that they can access your policy beforehand and the process for claims will be easier.
Gather Needed Information
Everything should be taken account if you had an accident— the names, contact numbers, vehicles, etc. Gathering all the information after the accident will help you and the other party distinguish who is at fault, though this must also be with the help of the police and eyewitnesses.
1. Name of the drivers with their contact numbers and driver’s license, as well as all passengers and witnesses
2. Name of the police officers with badge number
3. Time and place of the accident
4. Number of vehicles involved, including the model, make, year, and license plate numbers
Take Photos, if safe to do so
Almost every driver has a phone with camera so it’s easier to get a photographic evidence of the accident. However, only take pictures of the accident scene if it’s safe and possible.
Never Sign any Document from Strangers
To avoid further mishaps, do not sign any document other than those from the police or your authorized insurance agent. There are a lot of opportunist who will take advantage of an accident, either to release himself from fault or benefit from your money. So, it is always advisable to trust only the authorities at hand and not other people.
File a Claim
Once everything is fine— the police already had noted the accident and the insurer gets a copy of all important details, you can now file a claim. You can even process the claim immediately after the accident, if it is minor. Your insurance agent must be able to provide you with available options for claim, starting with the repairs of the vehicle, the amount of liability, excess and the like. Filing a claim must be easy and fast, and if you want to make sure that you get a reliable claim, together with a cheaper insurance rate, then head on to Cheapest Auto Insurance.