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Cheapest Auto Insurance

2615 N. MacArthur Blvd.

Oklahoma City, OK 73127

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This is our FAQ/Blog page about how to save money on car insurance, other auto topics, and informative articles about Oklahoma City and Oklahoma.

By cheapestaut6836694, Oct 17 2017 01:00PM

Halloween spirit is upcoming and Oklahoma is on the go to offering interesting and delightful things in this season. With its fun and exciting activities available for youngsters and adult season goers, Oklahoma is sure to entice you to take a trip to these must see Halloween activities. Take a look at these hot picks:

Oklahoma City Haunted Houses

If you want a night of sheer terror, visit these houses sure to haunt you enough with the terror you want. There is the Terror on 10th Street, Trail of Terrors and Ultimate Terrors that shall give you the thrills of scary Halloween.

Oklahoma City Zoo

One of the top places to be visited is Oklahoma’s City Zoo. A lot of children are taken by their parents in here for a trick and treat fun while other fright filled activities like fantasy themed booths and Halloween photo sessions are also offered for the adults. Trick and treat booths, ghost train and a DJ are also featured at this “zoo haunting”.

Frontier City’s Frightfest

Talk about a frighting feast, Frontier city is sure to celebrate its own in a frightening but fun and exciting way. This celebration is known to be “family by day and fright by night” per creative organizers. You are sure to be awakened with its Frightfest starting on Fridays, Saturdays and Sundays. A trick and treat for the kids are always present, monsters, ghosts and haunted houses are all around to scare and cheer everyone with the much awaited celebration.

Pumpkinville at the Gardens

More than the trick and treats escapade for the youngsters, Pumpkinville located at the Myriad Botanical Gardens offers another way to envelope yourself with the Halloween feels. Starting early October up to the 21st, Pumpkinville is open at 10 am up to 5pm with its arts and crafts, games and storytelling to trick and treat you with Halloween season delights.

Haunt the River

Want a wet and slippery feel for Halloween? Haunt the River showers you with that!

Be on board on this exciting celebration with cocktails, appetizers, dancing and singing on spooky tunes for a new and refreshing way of scaring yourself to fun. The boarding begins at 7:45 for the exciting haunt.

Haunt the Harn

Set your foot at the territorial life of Oklahoma by haunting the Harn Homestead Museum this 26th of October. Hay rides, apple-bobbing, marshmallow-roasting and trick or treat are some of the things you can enjoy at this alloted day for your family, friends and love ones. All ages are welcome for this celebration!

Brick or Treat

Mark your calendars on the 24th of October for the Brick or Treat season! This kid centered activity allows youngsters under 14 years old to dress up to join and be merry at this tricky fun annual event. Aside from the eye catching costumes, photo sessions are everywhere and a pumpkin painting station is up to spike your artsy Halloween talent.

By cheapestaut6836694, Oct 14 2017 04:57AM

If you’re taking a break from the hustle and bustle of city life, then a road trip to any of Oklahoma’s routes is a great way to solve your problem. The state offers a lot of fascinating road trips because of its diverse terrain. From the Little Sahara Park in the northwest, passing through the Oklahoma City in the center, then down to the Talimena Scenic Drive in the southeast, you’ll surely appreciate the beauty of Oklahoma even more! Check out some of the most spectacular road trips in Oklahoma that you should try at least once in your life.

Waterfalls Chasing

Oklahoma City takes pride, not just with its booming metropolitan, but also its natural marvels. Yes, we’re talking about nature surrounding the city. Start your waterfalls chasing from the city then take a stop to Pauls Valley, then to Chickasaw Recreational Area. After, take the route going to Medicine Park and Wichita Mountains Wild Refuge and lastly, to El Reno. All throughout the trip, you will witness five breathtaking waterfalls like Little Niagara Falls and Turner Falls.

Nature Adventure

Another great escape from the frantic urban living is by heading to a fantastic nature adventure. In Oklahoma, you will not be disappointed with the abundance of nature grandeur. Begin your road trip in Great Salt Plains State Park, then make your way to Little Sahara and Gloss Mountain. Continue your trip to Roman Nose State Park Lodge, following the route going to Red Canyon and Quartz Mountain. And if you’re up for more nature treats, explore Arbuckle Mountains and Lake Murray. This road trip will last for at least 10 hours— long but fulfilling!

Eerie Escapade

In 2 to 3 hours time, you can satisfy your hunger for some eerie escapades. The northeastern portion of Oklahoma welcomes the brave souls to take and explore some of its old, abandoned towns with interesting and haunted pasts. First stop for your ghost town adventure will be at Ralston. After, visit Blackburn then Skedee. Next in line are Ingalls and Avery. And to complete your spooky road trip, don’t forget Shamrock.

Small Towns Trip

Of course, there are countless of tiny yet adorable towns in Oklahoma that are worth the visit. This road venture will definitely be a trip of a lifetime because you will uncover the beauty and charm of Oklahoma. Small towns are considered as the heart and soul of the state, and it’s just fitting to visit at least a couple of them. You will be amazed with the changing scenery, from one town to the other. Each place exudes a unique ambiance and underlying character, which can be best experienced if you visit it personally. Get started with your small towns trip at Bernice, down to Tahlequan, passing Fort Gibson and Broken Bow. Proceed with your exploration in Toshimingo, then Sulphur and Chickasha. End your tiring but satisfying road trip at Medicine Park.

By cheapestaut6836694, Sep 29 2017 01:02PM

Oklahoma City Cheap Auto Insurance

Cheap auto insurance is in high demand from clients

nowadays due to high insurance premiums that are sweeping the nation.

Oklahoma City Cheap Auto Insurance can reduce one’s expenses drastically.

Insurance companies in Oklahoma do offer lower rates for car

insurance however, how many of us actually know how to get it? Here are some

ways to find the best and lowest cost insurance in OKC:

First, a car owner must realize that one of the main factors

could be the driving history of the automobile owner. If the car owner has a clean and good driving history over the time he or she will be able to secure cheaper auto insurance. Good driving

history has been seen highly by insurance companies as an important determinant

when offering cheap car insurance Therefore, car owners who have lots of

traffic violations must look into cleaning up their driving records by

practicing good driving attitudes. (We have some options to help you with that)

Car owners also need to compare insurance rates between

insurance companies when they are seeking cheap auto insurance. Different Oklahoma

City Cheap Auto Insurance companies have different rates depending on the

profitability and other issues. Comparing rates between various insurance

companies is vital to ensure that the automobile owner get the best insurance

among all. Internet plays an essential role in obtaining many quotes in a short

span of time. You can find sites which allow comparison between different

quotes which enable car owners to ascertain the least expensive quote available

in the market easily. (You can use ours here)

The safety of the car also determines the rates. The

majority of the vehicles nowadays are already equipped with proper safety

devices to ensure that they are more protected from car damages. However,

vehicle owners can consider fitting in more safety devices in their vehicles to

boost their vehicles’ security. This will also help to cut back their insurance

rates. Vehicles owners must also ensure that their vehicles have proper parking

space such as for instance garages to reduce the risks of theft when the

vehicle is left unattended overnight. Insurance companies will want to provide

lower rates when the vehicles are more secured.

As we have generally known, we would be rewarded with

discounts if we buy multiple quantities of the same item. The same goes into

buying insurance policies as well. Car owners can try to get more insurance

covers with one insurance company if their point is to find cheap auto

insurance. The car owners will likely then have better opportunity to negotiate

with the insurance company for a few discounts.

Some insurance companies offer special rates for different

kinds of people. They are targeting different types of customers and have

several insurance policies which include special discounts. If the car owner

falls into certain categories like students or seniors, he or she might manage

to negotiate for decrease in auto insurance rates with the company.

Finding Oklahoma City Cheap Auto Insurance is not hard anymore thanks to Cheapest Auto Insurance. Check out their online quote calculator and shop over 30 companies with just a click!

By cheapestaut6836694, Sep 29 2017 12:48PM

6 Safe Driving Tips For Teen Drivers In Oklahoma City




More car accidents are caused by teenage drivers than in any other age categories.


Teenage drivers will be able to save themselves from problems by practicing secure driving techniques. This will also help in securing safe, affordable and quick auto insurance.


Are you a teenager living in Oklahoma City and willing to learn how to drive safely? This article has some great tips to help you remain safe on the road.


Practice Defensive Driving:


It is a good idea to be aware of the traffic next, behind and ahead of you. Ensure to have a safe and quick escape route in a time of need. In slower speeds keep a distance of one vehicle length behind the car before you. If you are able to attend a defensive driving class, some auto insurance services will offer you a discount.


Reduce Distractions:


While cruising around Oklahoma City, it may be tempting to play music loudly. In fact, it can be tempting to flip around the radio dial, drink or eat while driving. For a couple of seconds, all the actions above can cause your vision or mind to wander. There is every possibility to lose control over your car as an inexperienced teenage driver. Distractions can make you fall victim of unnecessary accidents or dangers.


Keep To Speed Limits:


Most teenagers fall a victim of an accident by speeding. If you are moving on an unfamiliar road or having lots of traffic, there is every possibility to disobey speed limit. Even if everyone is moving faster than you in traffic, try to keep your peace. Maintaining safe and normal speed limits will help you enjoy tons of benefits.


Select A Safe Vehicle:


It is a good idea to use a current vehicle with modern safety equipment. Airbags, electronic stability control, and anti-lock brakes are some features of the latest safety vehicle.


Turn Off Your Cell Phone:


Studies have revealed that people who receive or call during driving is actually similar to driving drunk! The Oklahoma City driving regulation does not want drivers to use a cell phone while on the road. This strict law will help to prevent an accident or other related driving risks. I know it seems impossible to do, but it is definitely worth it.


Turn On Your Headlights:


When headlights are on, it will help other oncoming drivers to see well. In fact, it will also help to boost your visibility at night. Using the headlight both at night and early morning is important. Drivers who cannot see well be out to order by your headlights.


Conclusion:


Avoid texting. Many teenage drivers in Oklahoma City have run into big problems because of texting. Even if the message is important you can either stop the car or wait to respond later.


This is the best way to avoid losing concentration on the road. Drive solo. If a teenager driver is in a vehicle, there is a possibility to experience an auto accident.


For this reason, you can drive solo with your friend without losing control of the process. The knowledge that age brings and a driving experience have no substitute. Using the 6 safe driving tips for teen drivers in Oklahoma City will help you.


By cheapestaut6836694, Sep 26 2017 08:53AM

Several myths and misconceptions abound about buying car insurance that make some car owners hesitant about choosing a policy option that can suit their needs. Myths are not only misleading and confusing, but they also have the potential of costing you higher rates as a result of what you do not know or might overlook.

The truth is that the process insuring a car can be complicated and confusing at times, but believing in myths will prevent you from making the necessary plans to protect yourself and your car on the road. The easiest way to find the most affordable coverage or determine whether you can discard or preserve your existing policy is to be an informed consumer. Here are misleading misconceptions that you shouldn’t allow to get in your way.

Myth 1: Credit Score Has Nothing to Do with Auto Insurance

How often have you heard the claim that your auto insurance cannot be affected by your credit score? Contrary to what many believe, your credit record will affect your insurance premium like it affects other aspects of your life such as getting employed, purchasing a home or negotiating for lower insurance rates. Handle your money responsibly and always pay your bills timely to increase your credit rating. At Cheapest Auto Insurance we don't look at credit in case your credit isn't perfect. Get a quote with us today.

Myth 2: My Car’s Color Will Attract Higher Premium

The most common myth is that red colored cars need higher insurance. The truth is that no insurance company will use the color of your vehicle to determine how much premium you are going to be charged. What interest insurers usually include your driving record, the make and model of the car, year of manufacture and engine size. Color is a non-issue when you are negotiating for affordable rates.

Myth 3: Making a Claim Only After Paying From Your Own Pocket

Paying from your own pocket before resorting to processing a claim is not a compulsory requirement by the insurance companies. Whether you pay upfront or you don’t, filing a claim comes later. It is you to decide which is most convenient for your circumstances – getting your car repaired first or filing a claim and waiting. Online insurance companies have networked garages they partner with where you can take your car for repairs so that they directly settle the bill with the garage. But if you cannot find one, it is quicker to repair your car and claim reimbursement instead of waiting. This is not a rule engraved in stone. But please consult with your insurance agent first before deciding.

Myth 4: Purchasing Car Insurance is a Bothersome Process

In this digital era of internet marketing, nothing is as simple as purchasing insurance coverage online. Getting an instant quote of what the premium may cost you involves giving some basic information about your car by submitting a form, and by following simple steps, you can have a policy in place in no time. Here at Cheapest Auto Insurance we can do everything over the phone and internet for complete convenience. Get a quote today at not cost.

Myth 5: Smaller Cars Cost Less to Insure

Do not assume that if you have a small car, your insurance rate will be less than what the owners of juggernauts and SUVs pay. If you factor in things like susceptibility to damage, the safety features, and the probability of protecting your passengers and yourself when an accident occurs, you can see why you are likely to be charged more than someone with a mid-size SUV. Something else the companies do is to investigate the claim history of the car model and type by checking the losses and claims such a vehicle has incurred.

Myth 6: Every Vehicle Gets Full Coverage

Although the term “full coverage” is frequently used by many insurance companies, in practice nothing like that exists. In its applicable sense, full coverage would entail protection against every imaginable calamity or liability. Apart from comprehensive insurance, collisions and liabilities, other things like car rentals and assistance on the road should be included. Before you sign any agreement, find out what is really covered by the policy. The process of getting comprehensive cover may be tricky, but if the insurer is willing to answer all your questions honestly, it should not be all that daunting.

Myth 7: The Amount of Claim You Get After a Crash Can Buy a New Car

Such a belief is contrary to the insurance principle of indemnity which dictates the claim amount. What the insurance companies do only enables you to revert to the pre-accident/damage position. Your condition is not made financially better because the value of your loss is calculated against the depreciation of your present car. That also applies to its market value. Always check with your agent so you know in advance before a claim happens what there policies are in the event of a claim.

Myth 8: The Existing Policy Automatically Covers a New Car

This assumption is a big blunder because you might end up driving a vehicle with no insurance coverage. The moment you purchase a new car, you should immediately let your insurer know so that the policy in place can be transferred to cover the new car.

Myth 9: Age Does Not Determine the Premium Amount

As we discussed elsewhere in this series, a person’s age plays a critical role in determining the premium rate. Younger drivers, males in particular, are known to cause disproportionately more accidents and crashes than any other age group. Senior citizens are also considered a high-risk lot. Young male drivers below 25 years attract higher premiums.

Myth 10: Insurance Policies are Not Transferable

f you drive carefully and handle your car well such that the policy matures/ends without you making any claim, the insurance company will reward you with a No Claim Bonus. You can become eligible for the discount if for the entire duration of your policy, you have not filed any claim. The amount is quite substantial and that is why many people fear they will lose their No Claim Bonus if they move from one company to another. The real fact is that your bonus migrates with you most of the time. However, in some cases it needs filing 90 days before your old insurance expires, and that means you need to renew it early in that case.

These are not the only myths. What more can you add? Whatever you think, car insurance is the only safeguard you have against losses and damages you can incur while driving. Feel free to leave your comments below.

Need an affordable auto insurance policy or a free consultation? Get a quote right now at aautoandhomeinsurance.com