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Cheapest Auto Insurance

Cheapest Auto Insurance

2615 N. MacArthur Blvd.

Oklahoma City, OK 73127

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This is our FAQ/Blog page about how to save money on car insurance, other auto topics, and informative articles about Oklahoma City and Oklahoma.

By cheapestaut6836694, Sep 29 2017 01:02PM

Oklahoma City Cheap Auto Insurance

Cheap auto insurance is in high demand from clients

nowadays due to high insurance premiums that are sweeping the nation.

Oklahoma City Cheap Auto Insurance can reduce one’s expenses drastically.

Insurance companies in Oklahoma do offer lower rates for car

insurance however, how many of us actually know how to get it? Here are some

ways to find the best and lowest cost insurance in OKC:

First, a car owner must realize that one of the main factors

could be the driving history of the automobile owner. If the car owner has a clean and good driving history over the time he or she will be able to secure cheaper auto insurance. Good driving

history has been seen highly by insurance companies as an important determinant

when offering cheap car insurance Therefore, car owners who have lots of

traffic violations must look into cleaning up their driving records by

practicing good driving attitudes. (We have some options to help you with that)

Car owners also need to compare insurance rates between

insurance companies when they are seeking cheap auto insurance. Different Oklahoma

City Cheap Auto Insurance companies have different rates depending on the

profitability and other issues. Comparing rates between various insurance

companies is vital to ensure that the automobile owner get the best insurance

among all. Internet plays an essential role in obtaining many quotes in a short

span of time. You can find sites which allow comparison between different

quotes which enable car owners to ascertain the least expensive quote available

in the market easily. (You can use ours here)

The safety of the car also determines the rates. The

majority of the vehicles nowadays are already equipped with proper safety

devices to ensure that they are more protected from car damages. However,

vehicle owners can consider fitting in more safety devices in their vehicles to

boost their vehicles’ security. This will also help to cut back their insurance

rates. Vehicles owners must also ensure that their vehicles have proper parking

space such as for instance garages to reduce the risks of theft when the

vehicle is left unattended overnight. Insurance companies will want to provide

lower rates when the vehicles are more secured.

As we have generally known, we would be rewarded with

discounts if we buy multiple quantities of the same item. The same goes into

buying insurance policies as well. Car owners can try to get more insurance

covers with one insurance company if their point is to find cheap auto

insurance. The car owners will likely then have better opportunity to negotiate

with the insurance company for a few discounts.

Some insurance companies offer special rates for different

kinds of people. They are targeting different types of customers and have

several insurance policies which include special discounts. If the car owner

falls into certain categories like students or seniors, he or she might manage

to negotiate for decrease in auto insurance rates with the company.

Finding Oklahoma City Cheap Auto Insurance is not hard anymore thanks to Cheapest Auto Insurance. Check out their online quote calculator and shop over 30 companies with just a click!

By cheapestaut6836694, Sep 29 2017 12:48PM

6 Safe Driving Tips For Teen Drivers In Oklahoma City




More car accidents are caused by teenage drivers than in any other age categories.


Teenage drivers will be able to save themselves from problems by practicing secure driving techniques. This will also help in securing safe, affordable and quick auto insurance.


Are you a teenager living in Oklahoma City and willing to learn how to drive safely? This article has some great tips to help you remain safe on the road.


Practice Defensive Driving:


It is a good idea to be aware of the traffic next, behind and ahead of you. Ensure to have a safe and quick escape route in a time of need. In slower speeds keep a distance of one vehicle length behind the car before you. If you are able to attend a defensive driving class, some auto insurance services will offer you a discount.


Reduce Distractions:


While cruising around Oklahoma City, it may be tempting to play music loudly. In fact, it can be tempting to flip around the radio dial, drink or eat while driving. For a couple of seconds, all the actions above can cause your vision or mind to wander. There is every possibility to lose control over your car as an inexperienced teenage driver. Distractions can make you fall victim of unnecessary accidents or dangers.


Keep To Speed Limits:


Most teenagers fall a victim of an accident by speeding. If you are moving on an unfamiliar road or having lots of traffic, there is every possibility to disobey speed limit. Even if everyone is moving faster than you in traffic, try to keep your peace. Maintaining safe and normal speed limits will help you enjoy tons of benefits.


Select A Safe Vehicle:


It is a good idea to use a current vehicle with modern safety equipment. Airbags, electronic stability control, and anti-lock brakes are some features of the latest safety vehicle.


Turn Off Your Cell Phone:


Studies have revealed that people who receive or call during driving is actually similar to driving drunk! The Oklahoma City driving regulation does not want drivers to use a cell phone while on the road. This strict law will help to prevent an accident or other related driving risks. I know it seems impossible to do, but it is definitely worth it.


Turn On Your Headlights:


When headlights are on, it will help other oncoming drivers to see well. In fact, it will also help to boost your visibility at night. Using the headlight both at night and early morning is important. Drivers who cannot see well be out to order by your headlights.


Conclusion:


Avoid texting. Many teenage drivers in Oklahoma City have run into big problems because of texting. Even if the message is important you can either stop the car or wait to respond later.


This is the best way to avoid losing concentration on the road. Drive solo. If a teenager driver is in a vehicle, there is a possibility to experience an auto accident.


For this reason, you can drive solo with your friend without losing control of the process. The knowledge that age brings and a driving experience have no substitute. Using the 6 safe driving tips for teen drivers in Oklahoma City will help you.


By cheapestaut6836694, Sep 26 2017 08:53AM

Several myths and misconceptions abound about buying car insurance that make some car owners hesitant about choosing a policy option that can suit their needs. Myths are not only misleading and confusing, but they also have the potential of costing you higher rates as a result of what you do not know or might overlook.

The truth is that the process insuring a car can be complicated and confusing at times, but believing in myths will prevent you from making the necessary plans to protect yourself and your car on the road. The easiest way to find the most affordable coverage or determine whether you can discard or preserve your existing policy is to be an informed consumer. Here are misleading misconceptions that you shouldn’t allow to get in your way.

Myth 1: Credit Score Has Nothing to Do with Auto Insurance

How often have you heard the claim that your auto insurance cannot be affected by your credit score? Contrary to what many believe, your credit record will affect your insurance premium like it affects other aspects of your life such as getting employed, purchasing a home or negotiating for lower insurance rates. Handle your money responsibly and always pay your bills timely to increase your credit rating. At Cheapest Auto Insurance we don't look at credit in case your credit isn't perfect. Get a quote with us today.

Myth 2: My Car’s Color Will Attract Higher Premium

The most common myth is that red colored cars need higher insurance. The truth is that no insurance company will use the color of your vehicle to determine how much premium you are going to be charged. What interest insurers usually include your driving record, the make and model of the car, year of manufacture and engine size. Color is a non-issue when you are negotiating for affordable rates.

Myth 3: Making a Claim Only After Paying From Your Own Pocket

Paying from your own pocket before resorting to processing a claim is not a compulsory requirement by the insurance companies. Whether you pay upfront or you don’t, filing a claim comes later. It is you to decide which is most convenient for your circumstances – getting your car repaired first or filing a claim and waiting. Online insurance companies have networked garages they partner with where you can take your car for repairs so that they directly settle the bill with the garage. But if you cannot find one, it is quicker to repair your car and claim reimbursement instead of waiting. This is not a rule engraved in stone. But please consult with your insurance agent first before deciding.

Myth 4: Purchasing Car Insurance is a Bothersome Process

In this digital era of internet marketing, nothing is as simple as purchasing insurance coverage online. Getting an instant quote of what the premium may cost you involves giving some basic information about your car by submitting a form, and by following simple steps, you can have a policy in place in no time. Here at Cheapest Auto Insurance we can do everything over the phone and internet for complete convenience. Get a quote today at not cost.

Myth 5: Smaller Cars Cost Less to Insure

Do not assume that if you have a small car, your insurance rate will be less than what the owners of juggernauts and SUVs pay. If you factor in things like susceptibility to damage, the safety features, and the probability of protecting your passengers and yourself when an accident occurs, you can see why you are likely to be charged more than someone with a mid-size SUV. Something else the companies do is to investigate the claim history of the car model and type by checking the losses and claims such a vehicle has incurred.

Myth 6: Every Vehicle Gets Full Coverage

Although the term “full coverage” is frequently used by many insurance companies, in practice nothing like that exists. In its applicable sense, full coverage would entail protection against every imaginable calamity or liability. Apart from comprehensive insurance, collisions and liabilities, other things like car rentals and assistance on the road should be included. Before you sign any agreement, find out what is really covered by the policy. The process of getting comprehensive cover may be tricky, but if the insurer is willing to answer all your questions honestly, it should not be all that daunting.

Myth 7: The Amount of Claim You Get After a Crash Can Buy a New Car

Such a belief is contrary to the insurance principle of indemnity which dictates the claim amount. What the insurance companies do only enables you to revert to the pre-accident/damage position. Your condition is not made financially better because the value of your loss is calculated against the depreciation of your present car. That also applies to its market value. Always check with your agent so you know in advance before a claim happens what there policies are in the event of a claim.

Myth 8: The Existing Policy Automatically Covers a New Car

This assumption is a big blunder because you might end up driving a vehicle with no insurance coverage. The moment you purchase a new car, you should immediately let your insurer know so that the policy in place can be transferred to cover the new car.

Myth 9: Age Does Not Determine the Premium Amount

As we discussed elsewhere in this series, a person’s age plays a critical role in determining the premium rate. Younger drivers, males in particular, are known to cause disproportionately more accidents and crashes than any other age group. Senior citizens are also considered a high-risk lot. Young male drivers below 25 years attract higher premiums.

Myth 10: Insurance Policies are Not Transferable

f you drive carefully and handle your car well such that the policy matures/ends without you making any claim, the insurance company will reward you with a No Claim Bonus. You can become eligible for the discount if for the entire duration of your policy, you have not filed any claim. The amount is quite substantial and that is why many people fear they will lose their No Claim Bonus if they move from one company to another. The real fact is that your bonus migrates with you most of the time. However, in some cases it needs filing 90 days before your old insurance expires, and that means you need to renew it early in that case.

These are not the only myths. What more can you add? Whatever you think, car insurance is the only safeguard you have against losses and damages you can incur while driving. Feel free to leave your comments below.

Need an affordable auto insurance policy or a free consultation? Get a quote right now at aautoandhomeinsurance.com

By cheapestaut6836694, Sep 15 2017 07:45AM


Although the hectic summer is gone and the cooler weather is here with us, this is not the right time to turn a blind eye on your lawn, garden or yard. The best recreation for quality living that you can cheaply and enjoyably afford this season is to spend peaceful moments caring for your yard and garden. It is not too late to begin cultivating some of your favorite flowers and vegetables.


You have probably already stowed away the gardening tools without paying a second thought to the fantastic fall gardening ideas that you can put into practice now. Whatever might be holding you back; there is still time to prepare for anything you wish to grow, whether flowers, greens and vegetables, it is not too late to start. Here are tips to help you identify the kind of tasks you can productively tackle during this period of mellowness.

Grow Container Plants


Maybe you do not have enough space for gardening, or you think that if you start now, the coming winter will wreak havoc on your plants. That is no reason to sit back, lack of space notwithstanding. If you think of container gardening, you definitely will see the sense of starting now.


The immediate advantage of growing plants in a container is the cost of hiring landscaping experts that automatically drops from your priority list. Not being able to afford landscape architects should not prevent you from planting exquisite container gardens. Some of the plants you can productively and easily grow this fall are kales, cabbages, pansies and chrysanthemums.


In many places, kale and cabbage are resistant and tough crops for the cool season because they can live through mild frosts. Likewise, you can enjoy a splurge of color from pansies and other perennial plants. Although spring is the best time for pansies, they have the stamina to brave the cold during fall.

Planting Perennials


You can have a garden of perennial up to just a few days before the frost takes over the ground. If you have them in containers, instead of changing them every season, you can take them out to the garden. One container can have a combination of plants such as purple chrysanthemum, ornamental pepper, and ornamental grass. And if you have enough light indoors, a plant like ornamental pepper can be relocated inside until the following season.

Here are other perennials you can plant.


1. The Blue Mist Shrub

2. Japanese anemones

3. Balloon flower

4. Joe Pye Weed

5. Michaelmas daisy

6. New York daisy

7. Golden rod

8. Russian Sage

9. Balloon flower

And many more I haven’t mentioned here. To add to the character of fall as a season of color, you can prepare a profusion of fall plants with a combination of gold, scarlet, deep purples and whites to give your garden the magical look.


Things to Consider for a Fall Garden


One thing you must never do is starting your garden project late. You need to establish and plant them early in the season for them to be hardy in the garden. Although most of them come into bloom late, they grow spectacularly if they have taken all season in the garden.


When you are selecting what to plant, go for late bloomers that will give you a splash of color before the frost wipes them away. And since most of the plants grow leaves during the entire summer, they can be leggy and quite tall. To ensure you get a fantastic display in fall, you can stake the plants while they are growing because they are often heavy on the top. Do the staking early in the season because once they are bent over, the task of straitening them will be impossible.


Another thing you can do is to prune them periodically to make them self-supporting and stockier. To enable them to set more buds by branching out, start shortening them when they are 6-8 inches in height. Pruning them also delays the blooming period. To give them more strength, plant the fall bloomers at the back of a hedge or border so that you can let them grow as tall as they want. They will be supported by the plants in front of them which will also disguise them until it is their turn to bloom in splash of color.


Points to Remember


If you want to plant vegetables in your fall garden, you should be able to accurately predict/know when your zone/area is first hit by the frost. Knowing this is essential because you will guess the number of days you have for the crops of the cool season to mature. They often need about 40-50 days.


To be ready for the fall gardening, you will probably have to remove or tear away some of the summer plants so that you can create room for the planting season in fall. Your straggling cucumbers, melons, tomatoes and pepper will have to go. Also remember to upgrade your soil with composed because after the summer growth, the nutrients in the soil are depleted. And lastly, you will not start a vegetable seed nursery in your house or indoors. Your best bet will be to directly sow them in the soil. You can find more information about gardening in the fall from your local expert. I hope this was helpful and now you can look forward to a rewarding time in your garden instead of lying on the couch the entire fall and winter.



By cheapestaut6836694, Sep 15 2017 06:55AM


Source: Pinterest


Are you ready for the yearly end-of-summer tradition in Oklahoma? The Oklahoma State Fair is definitely a highlight in the Oklahoman community and this year is something to look forward to! What’s not to love about this vibrant and fun gathering that brings families and friends together in one special event? Starting September 14 to September 24, enjoy a fun filled week loaded with exciting attractions and friendly competitions.


History


The Oklahoma State Fair has been in full glory for more than a century, and every year, more and more fascinating significant activities are kept in tradition. This annual celebration is not just about entertainment but rather a means of preserving the rich Oklahoman history despite of the changing society. With roots that can be traced back in 1907, which is also the same year where the place became a state, the first ever state fair was fairly modest in size and runs for only a couple of days. But the locals welcomed the initial state gathering warmly, and over the years it has become one of the most anticipated events of the state.


Modern Appreciation


The 20th century brings a lots of contemporary changes to the Oklahoma State Fair, but there’s still a great hint of respect and honor to the significant traditions of the event. Now, younger audience appreciate the ancient celebration and the historical roots of the Oklahoma state.

Attractions and Competitions


Each year bears a new chapter in the state fair tradition and culture, but there are certain attractions and competitions that have been for many years now. Some of the featured competitions include Arm Wrestling, Oklahoma Student Art Exhibition, Creative Art competition and so much more.


For this year, experience a magical encounter with your favorite Disney characters like Rapunzel, Ariel, Cinderella, and more Disney friends through the Disney on Ice Show “Follow Your Heart”. The auto show will also be back in action to surprise avid fans. If you want an exhilarating adventure with scary yet adorable creatures, then you’ll never go wrong with the live shark encounter. But if you have a faint heart, then the performing pet that will be having their debut this year would be a nice choice. For thrill seekers, enjoy the Sky Eye Wheel that provides scenic views of the entire place. Mellow down the adventure and head on to AGropolis that features live animals, demonstrations and exhibits around every corner or visit the Oklahoma Frontier Experience and Oklahoma Expo Hall that allow you to travel back time through interactive activities on set. Really, there’s so much to see and do once you get into the gates of the park.


Food and Drinks


But of course, a state fair would be so boring without some mouthwatering food and drinks. Well, you actually don’t have to worry because everything’s being taken care ofー from food stalls to souvenir shops. Just choose the food that fits your mood, whether a BBQ pork mac-n-cheese or a chocolate-dipped cookie dough on a stick. Come in hungry and leave happy. And to make everything more convenient and accessible, there’s a downloadable app that features all the bits of the Oklahoma State Fair.